Whether your tree falls onto your own property or damages the property.

State Farm offers a low cost policy to cover service lines coming into your home. According to the policy information provided by State Farm Agent Anthony Tzinares, Westmont, “Say for instance, your sewer line cracks as a result of tree root invasion and the covered repair costs total 10, Jun 25, Oh well, if the fallen tree was neglected by my neighbor, and it damaged my property – garage, roof, driveway, my car, my flowers, my other trees, or my family members were injured – and the tree was alive, yes, I will pay my insurance deductible before my State Farm decides to go ahead and shell out some money to cover the rest of damages.

Jun 30, Homeowners insurance protects your home and personal property against perils covered by your policy, including fire, windstorms, and malicious acts like theft and vandalism. A standard policy also covers debris removal, including the removal of fallen trees, as long as the tree fell due to a peril like wind tree felling guide pdf ice and caused damage to a covered structure, like your house or fence, or blocked Missing: state farm.

If a windstorm causes a tree to fall and it damages your covered real property, then coverage is provided to remove the tree from the house, fence, carport or garage to perform repairs to that property. State Farm will also provide up toto remove the tree debris from the residence shrubcleanup.barted Reading Time: 10 mins. Aug 09, If a tree falls but doesn’t cause any damage to a covered structure, your homeowners policy may not cover the cleanup and removal of the tree or debris.

If a tree is diseased, rotted or dead and falls on your property, your insurance will likely not pay for its removal or shrubcleanup.barted Reading Time: 2 mins.